Sai Ram Insurers

Protect What Matters Most: Your Health

Prioritize your well-being with our comprehensive health and personal accident insurance. Access best-in-class medical care without financial stress.

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Mediclaim Care
10+ Years of Trusted Services
Overview

What is Mediclaim Insurance?

Invest in your most valuable asset—your health. Our Health Insurance plans offer wide-ranging coverage including hospitalization, pre and post-treatment costs, and advanced medical procedures.

Whether for an individual, family, or a corporate group (GMC), we ensure you have access to the best healthcare facilities without the burden of financial stress. We partner with top-rated insurance providers to offer plans customized specifically to your lifestyle and budget.

Cashless Hospitalization

Skip the hassle. Pay nothing out of pocket at thousands of network hospitals.

Family Floater Coverage

Insure your parents, spouse, and children under one single unified plan.

Why Choose Us

Key Features of Mediclaim

Discover why thousands of policyholders trust Sai Ram Insurers to manage their medical risk and cover healthcare expenses.

Cashless Treatment

Get treated at leading hospitals nationwide. Settlement is handled directly between us and the hospital.

Wide Hospital Network

Access extensive network locations near you. Choose the best medical doctors and facilities without limits.

No Claim Bonus

Stay healthy and save money. Earn bonuses and premium discounts for every claim-free year.

Quick Claims

Transparent, fast, and digital reimbursement claim settlements. Zero administrative stress.

Our Portfolios

Other Insurance Solutions

As risk consulting leaders, we offer comprehensive policies across corporate and personal spaces.

FAQ

Frequently Asked Questions

Find answers to common questions about Mediclaim policies and claim settlements.

Mediclaim covers hospitalization expenses, doctor consultancy charges, room rent, nursing fees, medicines, ICU charges, pre-hospitalization diagnosis (up to 30-60 days), and post-discharge recovery follow-ups (up to 60-90 days).

Under cashless hospitalization, you do not have to pay the bills directly to the hospital. The insurance company settles approved hospital expenses directly with their network hospital, subject to policy terms.

Yes, we offer specialized senior citizen plans tailored for people above 60. These plans feature high coverages for age-related ailments, minimal waiting periods, and optional co-pay structures.

For non-network hospitals, you pay the bills at the time of discharge and submit the original bills, discharge summary, reports, and claim forms to our claims team. We settle valid claims via direct bank reimbursement within 7-10 working days.

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